As you know, most credit reports contain errors. These mistakes can mean non-qualification, unattractive interest rates, and more work for you as a loan originator.
In short, your borrowers may not be qualifying for the loan package they want, and we can help. Once your borrower enrolls in our credit-score-optimization program, we immediately begin working on their reports. For most clients, significant, "loan-closing improvement" can be achieved in less than 4-months.
Not only do we work with your borrowers to improve their credit scores, but we also work directly with you, our partner - at no cost to you - to make sure you know "where they’re at" in terms of your client pipeline and each of your prospect's qualifications and eligibility. When the optimization is complete, you get a client that can qualify more easily for a smoother and quicker closing.
Your clients’ can see initial results in about 45-days and we’ll continue updating from there as invalid credit data is contested and removed. Clients can close a loan as soon as you determine they qualify, and full optimization typically requires 4 to 6 months.