We provide an all-inclusive, full-service program. This means we directly work with credit bureaus and creditors on your behalf to correct invalid, inaccurate, or misleading data that may be harming your credit score.
Aside from correcting items such as damaging inaccuracies on credit reports, we also establish a proactive improvement program for you, which focuses on the following important credit score influences:
- Revolving Credit Usage
- Credit History Length
- Recent Activity
- Account Mix
- Collection Resolution
- Public Record Resolution
- Account Pay-offs
- Preparing for Financing
All of our programs are personalized and designed to ensure we're doing everything possible to quickly optimize your credit score and help you with:
LOAN QUALIFICATION: We know that it’s extremely frustrating to be declined for financing. With our help, you no longer have to be in this position.
BETTER LOAN RATES: The lowest overall rates can mean lower monthly payments and literally hundreds of thousands of dollars in savings over the course of a 20-year mortgage loan.
LESS MONEY DOWN: Better credit means better loan options, such as 100% financing.
INFORMATION CONTROL: Be in control of your information! Know what affects your credit, and learn how to make that work in your favor.
CREDIT CARD RATE REDUCTION: With optimized credit reports, you can request and receive significantly lower interest rates on credit cards. This alone can make the difference between an affordable monthly budget and feeling like you can never stay afloat.